With demonetization the usage of wallets went up. We became enlightened with ease of use with PayTM.
PayTM made a smart choice of its brand name. Very close to ATM, the subconscious mind thinks that it’s the money coming back to you like ATM with offers like “Lakhpati” or Rs. 50 cash back etc.
Well, the truth is that one is spending more with a facility like credit card and probably spending much more. It is time to shift back to Cash, What do you think?